In the Unavailed CC/OD sheet of SLS workbook, for cash sloting of CC/OD, we need to do behavioral analysis. For this sir used historical simulation method where sir took the time series data of credit limit and availed portion of limit. Then sir took the differentials of 1 day, 2day, …, 180 day of availed portion. My doubt is why differential of availed portion is taken and not Unavailed portion
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Behaviour of availing to availed portion se hi pata lgega, based on that we will understand ki unavailed kese avail ho skta h under different time buckets.